'We', 'us' or 'our' means VB Pro Ltd.

TERMS AND CONDITIONS OF USE

This site is owned and operated by VB Pro Ltd 3rd Floor ICS House, Hall Road, Maldon, Essex CM9 4LA

PLEASE READ THESE TERMS AND CONDITIONS OF USE (“Terms”) BEFORE USING OUR SITE.

By using our site you are agreeing to be bound by these Terms. If you don’t wish to be bound by what you read below, you shouldn’t use this website.

Introduction

This site is aimed at single mums - sharing information on relationships, kids, home, dating, shopping and money saving ideas. We aim to provide help, advice on relationships, kids, dating and shopping on a regular basis. We also provide forums where other users can share tips, experiences and how they save money.

Any financial information we provide does not address your individual requirements. In particular, our information does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Given that the impact of any information expressed on our site can vary widely based on your particular circumstances, you should always carry out your own research into the product that is of interest to you.

Privacy Policy

We take your privacy seriously. Please read our Privacy Policy to see how we deal with this information

Content

All of the content on our site is owned by us or our licensors and is protected by UK and international copyright laws. The content on our site includes any information or other material found on SingleMumSurvivalGuide.co.uk, including chat forums, articles, databases, graphics, software and all other features of our site. You are allowed to use our content for personal, non-commercial use only. You may make one copy of extracts from this site on any single computer for personal, individual use only, provided that all copyright and proprietary notices are kept intact. Apart from that, none of our content may be republished, posted, transmitted, stored, sold, distributed or modified without our prior written consent.

You own any copyright in the text that you post to our chat forums. However, when you post text and reply to other posts, you expressly grant us a perpetual, unlimited free license to republish that text on our site and to redistribute/make available and/or sell that text in print or electronic form any where in the world as part of an edited compilation or otherwise.

Links

Our site does include details on, or links through to information provided by other websites. We don’t control the accuracy or completeness of that information. You take full responsibility for using that information and verifying it and for any decision to use, purchase or refrain from purchasing any of the services or products mentioned on a linked site. If you do purchase products or services from another website please read their contract carefully before deciding to buy. Remember, your contract for those products or services will be with them, not us. When you use other websites, any personal information you give them will be dealt with in line with their privacy polices, not ours, so please read the privacy policies of each and every such website before using them!

Some of the links included on our site are affiliated links. These are links which take you directly or indirectly to an online store or product provider which may result in us receiving a fee or commission as a consequence of you clicking through to their site or purchasing a product from them. You will not incur any charge or additional costs as a result of using the link. Of course we encourage you to use the links rather than going directly to the providers site as any commission received is put towards the development of the site and running costs.

You are welcome to link to our site if you comply with the terms set out in this section and all applicable laws. See our link to us option for how to link.

Any site or service that links to our site:

• can display a SingleMumSurvivalGuide.co.uk link but mustn’t otherwise use any SingleMumSurvivalGuide.co.uk trade marks without our written consent;
• mustn’t remove, distort or otherwise alter the size or appearance of our logo; may link only to our homepage unless we have given you our prior written consent;
• mustn’t in any way imply that we are endorsing it or its products or services; mustn’t misrepresent its relationship with us or present false information about us;
• mustn’t be a site or service that infringes any intellectual property or other right of any person or that otherwise does not comply with all relevant laws and regulations;
• mustn’t be a site or service that contains content that could be considered rude, hateful, distasteful or offensive. If you breach these terms, then we have the right to require that your link is removed and to take whatever other action we think appropriate.

Disclaimer of warranties and liability

We provide our site in good faith but we can’t and don’t warrant the completeness, truth or accuracy of the information or other content or postings found on our site, or their usefulness for any particular purpose. You acknowledge and agree that you bear full responsibility for your own money saving research and decisions and that we shall not be liable for any action that you or others take or don’t take based on your use of or reliance on information provided by us or other users of this Site.

We don’t promise that your access to our site, or its content will be delivered uninterrupted, timely or error-free, or that the site will be free from viruses or other harmful properties. It is your responsibility to implement satisfactory safeguards and procedures to make sure any files you obtain through our site are free from such contaminations or other harmful properties.

The effect of what is set out here is that you agree that under no circumstances will we be held liable for any direct, indirect, incidental or other type loss or injury resulting from your use, or downloading of any content on our site.

Chat Forum/Message Board/Communications with other users

We encourage debate and the sharing of information between our users. However, we do require that your use of our chat forums and any other communication systems that we provide is lawful. You may not use the chat forums or any of our communications systems for any illegal purpose and in particular you will not:

• post or transmit material that infringes the intellectual property rights or other rights of others or post or transmit any material that is unlawful, obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any other person as determined by us in our sole discretion;
• post or transmit advertisements for or solicitations of business; after receiving a warning, continue to disrupt the normal flow of dialogue, or post or transmit comments that are not related to the topic being discussed;
• post or transmit chain letters or pyramid schemes; impersonate another person; post or transmit any files containing viruses or other harmful computer code; harvest or otherwise collect or use information about others, including e-mail addresses, without their explicit consent;
• allow any other person or entity to use your sidentification for posting or viewing comments or for communicating with other users; post the same note more than once or “spam”; or engage in any other conduct that restricts or inhibits any other person from using or enjoying these areas of our site, or which, in our judgment, exposes us to any liability or detriment of any type.

Please note that any posting of information in these forums is the opinion of the person posting only and in no way reflects our opinions or attitudes. Although we believe we have an chat forum with a huge wealth of information of benefit to many users, you must remember that we operate an open forum and sometimes messages are posted that are misleading, deceptive, or downright wrong. You should not therefore rely on information being accurate or complete. If you do, you do so at your own risk.

We don’t monitor the use of the chat forums or our communications systems, so we do rely on you to inform us if you spot any abuse or inappropriate behaviour, in which case we will review specific postings. If you feel you have been threatened, damaged or abused in our chat forums or via our communications systems that we operate or if you believe any infringement of your rights may have occurred through our site please contact us at forums@singlemumsurvivalguide.co.uk.

We reserve the right (but we are not obliged) to do any or all of the following:-

• record the communications in chat forums and communications systems. investigate a claim that any one or more communication does not conform to the terms of this clause and determine in our sole discretion to remove or request the removal of the communication(s).
• remove without notice communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms. terminate a user’s access to post messages to any or all of these areas monitor, edit, or disclose any communication in these areas.
• edit or remove any communication(s) posted on our website, regardless of whether such communication(s) breaches these Terms.

Indemnity

You agree to indemnify, defend and hold harmless us, our directors, officers, employees and licensors from and against any claim, liability, cost, damage or loss we may incur (including reasonable legal fees) as a result of any material that you post or transmit on our communication forums or via our communications systems, any actions you take which disrupt access to and/or functioning of our site or any breach by you of your obligations under these Terms.

General

If any of these provisions is deemed invalid, void or unenforceable that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions. This site is directed to users in the UK only unless otherwise specified for specific items posted on this site. These Terms shall be governed by the laws of England and any dispute between us will be resolved exclusively in the Courts of England.

Changes

We may make changes to these Terms at any time. We will let you know what these changes are by posting them to this page, but is your responsibility as a user to make sure that you are aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted. If you continue to use our site after the posting of changes to these Terms, it means that you accept any such changes.